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	<title>Comments for Company Partners Blog</title>
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	<description>Bringing business partners together</description>
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		<title>Comment on Business Plans &#8211; Top 10 most common mistakes by David Moore</title>
		<link>http://www.companypartners.com/blog/2010/08/17/business-plans-top-10-most-common-mistakes/comment-page-1/#comment-728</link>
		<dc:creator>David Moore</dc:creator>
		<pubDate>Thu, 26 Aug 2010 04:56:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.companypartners.com/blog/?p=225#comment-728</guid>
		<description>I would extend Mistake number 10 a little. Once the ideas and the finances of the business have been explained, the potential investor needs to be reassured that they understand what the business will look like with their investment in it. To show this, a start up balance sheet works well . Without one in the business plan, it is often difficult to see where the investment asked for fits within the whole of the business. </description>
		<content:encoded><![CDATA[<p>I would extend Mistake number 10 a little. Once the ideas and the finances of the business have been explained, the potential investor needs to be reassured that they understand what the business will look like with their investment in it. To show this, a start up balance sheet works well . Without one in the business plan, it is often difficult to see where the investment asked for fits within the whole of the business. </p>
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		<title>Comment on On-line service to replace Business Link by Katherine Slicher</title>
		<link>http://www.companypartners.com/blog/2010/07/02/on-line-service-to-replace-business-link/comment-page-1/#comment-654</link>
		<dc:creator>Katherine Slicher</dc:creator>
		<pubDate>Mon, 02 Aug 2010 11:29:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.companypartners.com/blog/?p=206#comment-654</guid>
		<description>The truth with Business Link, as with any business, is it&#039;s sucess is the people on the ground floor meeting and supporting the customers. The major difference with Business Link and other companies is that the customer is not paying the bill. The organisation has always been top heavy in terms of administration and the internal waste on accountability (as they are spending other peoples money and not their own) is phenominal. I have spent many years working with in and around the organisation and seen it from both sides and the present problems came with the change to a regional organisation at the time of economic crisis and the stategy to focus on established businesses, who naturally can and should afford private consultants. My view is they should disolve the Business Link and move the government support back to the towns to work at small Enterprise and start up level. But make the staff experienced in what they are teaching. Take away the start up funding from Job Centres and the like and get back to what worked in the past.</description>
		<content:encoded><![CDATA[<p>The truth with Business Link, as with any business, is it&#8217;s sucess is the people on the ground floor meeting and supporting the customers. The major difference with Business Link and other companies is that the customer is not paying the bill. The organisation has always been top heavy in terms of administration and the internal waste on accountability (as they are spending other peoples money and not their own) is phenominal. I have spent many years working with in and around the organisation and seen it from both sides and the present problems came with the change to a regional organisation at the time of economic crisis and the stategy to focus on established businesses, who naturally can and should afford private consultants. My view is they should disolve the Business Link and move the government support back to the towns to work at small Enterprise and start up level. But make the staff experienced in what they are teaching. Take away the start up funding from Job Centres and the like and get back to what worked in the past.</p>
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		<title>Comment on On-line service to replace Business Link by Pete Betts</title>
		<link>http://www.companypartners.com/blog/2010/07/02/on-line-service-to-replace-business-link/comment-page-1/#comment-595</link>
		<dc:creator>Pete Betts</dc:creator>
		<pubDate>Tue, 27 Jul 2010 14:59:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.companypartners.com/blog/?p=206#comment-595</guid>
		<description>Business Link has been a source of continuous support and good advice since starting my business.  I hope what comes after is just as good.</description>
		<content:encoded><![CDATA[<p>Business Link has been a source of continuous support and good advice since starting my business.  I hope what comes after is just as good.</p>
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		<title>Comment on A checklist for Business Angels by Testing before investing</title>
		<link>http://www.companypartners.com/blog/2010/06/29/a-checklist-for-business-angels/comment-page-1/#comment-494</link>
		<dc:creator>Testing before investing</dc:creator>
		<pubDate>Mon, 05 Jul 2010 16:02:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.companypartners.com/blog/?p=187#comment-494</guid>
		<description>I do agree with the No 5 one. Investors should test more before investing.
True that investors like to invest and not to spend so only few of them would actually spend some money on something before investing. 
I think more should spend a little bit more money and time before investing, which would represent a fraction of the total investment and would secure it.</description>
		<content:encoded><![CDATA[<p>I do agree with the No 5 one. Investors should test more before investing.<br />
True that investors like to invest and not to spend so only few of them would actually spend some money on something before investing.<br />
I think more should spend a little bit more money and time before investing, which would represent a fraction of the total investment and would secure it.</p>
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		<title>Comment on On-line service to replace Business Link by Steve Moralee</title>
		<link>http://www.companypartners.com/blog/2010/07/02/on-line-service-to-replace-business-link/comment-page-1/#comment-493</link>
		<dc:creator>Steve Moralee</dc:creator>
		<pubDate>Mon, 05 Jul 2010 09:37:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.companypartners.com/blog/?p=206#comment-493</guid>
		<description>With reference to B L it was in 1999 when I first met with them, they were great very helpful, on the ball with everything and just wanted to see people turn ideas into reality and thrive. However I met with another (advisor) last year, after presenting some fresh product innovations to him, I was returned with a long story of how he had a great product then it all fell apart and his family fell apart, and how hard it was to get into markets and I probably wouldn&#039;t make it anyway.... great advice and all of this took up around 3/4 of our time.  Not being harsh but most (advisers) have failed with their own business and taken up these positions.. Give me a individual who have already succeeded in the path I am travelling ..</description>
		<content:encoded><![CDATA[<p>With reference to B L it was in 1999 when I first met with them, they were great very helpful, on the ball with everything and just wanted to see people turn ideas into reality and thrive. However I met with another (advisor) last year, after presenting some fresh product innovations to him, I was returned with a long story of how he had a great product then it all fell apart and his family fell apart, and how hard it was to get into markets and I probably wouldn&#8217;t make it anyway&#8230;. great advice and all of this took up around 3/4 of our time.  Not being harsh but most (advisers) have failed with their own business and taken up these positions.. Give me a individual who have already succeeded in the path I am travelling ..</p>
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		<title>Comment on Why must a hung parliament mean doom for business? by Ian McIntosh</title>
		<link>http://www.companypartners.com/blog/2010/05/09/why-must-a-hung-parliament-mean-doom-for-business/comment-page-1/#comment-492</link>
		<dc:creator>Ian McIntosh</dc:creator>
		<pubDate>Mon, 05 Jul 2010 07:47:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.companypartners.com/blog/?p=137#comment-492</guid>
		<description>It is perhaps too early to say this but my thoughts are that the hung parliament will be no better than the previous Government. MP&#039;s seem to be all about themselves. I was interested in reading some comments on your Business LInk blog about the size of companies the Government will trade with. By their own admission they do not have expertise in certain areas but because I am a SME I will not be engaged in helping reduce costs, an area they are highly focused on despite having tabled over £100 million saving in one area alone. MP&#039;s are busy people they have a team who respond on their behalf with incorrect information! I had such an experience earlier this year when the Department of Health advised a particular route for me to take in my quest to help. I found the recommended source did not have the responsibility and they kindly suggested another source who has totally ignored my approach and further prompts. I therefore wrote back to the the D of H and they sent me to the blind alley as before. I told them &#039;politely&#039; they didnt know what they were doing! Need less to say I got the ususal response - thank you for contacting we will respond within 20 days! I think Government should comprise of respected figure heads, experts in respective fields and civilians who have their feet on the ground and who care for the future of our Country not egotistical boffins</description>
		<content:encoded><![CDATA[<p>It is perhaps too early to say this but my thoughts are that the hung parliament will be no better than the previous Government. MP&#8217;s seem to be all about themselves. I was interested in reading some comments on your Business LInk blog about the size of companies the Government will trade with. By their own admission they do not have expertise in certain areas but because I am a SME I will not be engaged in helping reduce costs, an area they are highly focused on despite having tabled over £100 million saving in one area alone. MP&#8217;s are busy people they have a team who respond on their behalf with incorrect information! I had such an experience earlier this year when the Department of Health advised a particular route for me to take in my quest to help. I found the recommended source did not have the responsibility and they kindly suggested another source who has totally ignored my approach and further prompts. I therefore wrote back to the the D of H and they sent me to the blind alley as before. I told them &#8216;politely&#8217; they didnt know what they were doing! Need less to say I got the ususal response &#8211; thank you for contacting we will respond within 20 days! I think Government should comprise of respected figure heads, experts in respective fields and civilians who have their feet on the ground and who care for the future of our Country not egotistical boffins</p>
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		<title>Comment on Little known advantages of owning a business. by Bill Aitch</title>
		<link>http://www.companypartners.com/blog/2010/06/23/little-known-advantages-of-owning-a-business/comment-page-1/#comment-490</link>
		<dc:creator>Bill Aitch</dc:creator>
		<pubDate>Sat, 03 Jul 2010 12:25:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.companypartners.com/blog/?p=173#comment-490</guid>
		<description>Some extremely strong stuff.

Would this Tax Relief, also IHT apply to a charity, possibly Social Enterprise (.org), please?</description>
		<content:encoded><![CDATA[<p>Some extremely strong stuff.</p>
<p>Would this Tax Relief, also IHT apply to a charity, possibly Social Enterprise (.org), please?</p>
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		<title>Comment on On-line service to replace Business Link by Bill Aitch</title>
		<link>http://www.companypartners.com/blog/2010/07/02/on-line-service-to-replace-business-link/comment-page-1/#comment-489</link>
		<dc:creator>Bill Aitch</dc:creator>
		<pubDate>Sat, 03 Jul 2010 12:18:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.companypartners.com/blog/?p=206#comment-489</guid>
		<description>Ian is also spot on!

These large office blocks full of civil service on fixed salaries &amp; gold-plated pensions/expenses are a complete waste of space &amp; all other taxpayer&#039;s resources.  I would prefer to engage a consultant/mentor on a purely percentage rate, then I would have some hope of results.  The traditional auctioneer&#039;s rate was always 5%, &amp; it sounds good to me.  It is only &quot;punters&quot; cash, therefore we could all easily afford it, &amp;, at least it would be a resource well spent.  Again, I agree that it would need to be someone who has been there for a few decades in person.  Whether we can afford it or not, however it may be funded, this hands-on-experience is what we really need, not some fast-track PhD.  This minor expense could be paid monthly, by DD, as an integral cash-flow item, not as a large oversized shock.

What we really need at start-up is assistance with acquiring premises.  I could easily &quot;donate&quot; £1k/month County Council lease, x10 = £10k/annum, normally 5 years.  We could easily pay 2 years up front, if necessary. We are at least willing to put our cash where our mouth is.  If we are not allowed to sell in UK, we could simply export the essential food to the starving in/of Africa.

I did see 1 case last spring of a £25k freehold purchase, fers only 20% as much real estate.  I attempted ter take it, cash, still yet within budget, but was gazumped by the vendors agent.  In capital terms, it would simply have been a &quot;returnable deposit&quot;, giving a far better yield, both in cash, as also kind, than any bank interest.  The current &quot;normal market purchase price&quot; is 5x - 10x that, which would only give 2.5% - 5% as much real estate/production capacity as the county council lease, on the same available budget.

We aim to train as many &quot;old-fashioned&quot; apprentices, &amp; give as much work-experience as possible, to as many as possible, on our budget, but we need adequate facilities for this.

In terms of a consumer list, we still yet hope for local Institutional Catering to consume the bulk of our product, &amp; would produce to order, where ever possible.  All surplus product could be sold on eBay or similar, also Farm Gate.

In terms of Carbon Footprint, &amp; other related expenses, all consumers are well advised to source a local product, locally!

Sourcing locally also improves quality, through improved accountability.  It is so easy to be ripped-off by some unacquainted stranger on the far side of the moon, but not so easy ter rip-off your next-door neighbour!

Clearly a good ability in IT is vital in this modern world, even when dealing with the neighbour, or even one&#039;s own personnel.  It simplifies &amp; expedites various purchasing/selling &amp; all the relevant paperwork/book-keeping, giving us far more time fers production, our own &amp; personnel further education.

I have tried both A &amp; L(now Santander), also Lloyds for assistance/mentoring, &amp; both have effectively refused me Business Banking, much preferring to invest my cash for me, @ a whacking great &quot;sales&quot; commission.  I have given &#039;em both the elbow.

I have also approached many wholesalers nationwide, some of &#039;em specialist, but for the past 3 years they are not communicating with me.  Maybe if I place a large bulk order with &#039;em, they would finally communicate with me!

I believe most &quot;Trade&quot; consumers are just as ignorant as the civil service, if that is possible. 

 Maybe they are too well subsidised?</description>
		<content:encoded><![CDATA[<p>Ian is also spot on!</p>
<p>These large office blocks full of civil service on fixed salaries &amp; gold-plated pensions/expenses are a complete waste of space &amp; all other taxpayer&#8217;s resources.  I would prefer to engage a consultant/mentor on a purely percentage rate, then I would have some hope of results.  The traditional auctioneer&#8217;s rate was always 5%, &amp; it sounds good to me.  It is only &#8220;punters&#8221; cash, therefore we could all easily afford it, &amp;, at least it would be a resource well spent.  Again, I agree that it would need to be someone who has been there for a few decades in person.  Whether we can afford it or not, however it may be funded, this hands-on-experience is what we really need, not some fast-track PhD.  This minor expense could be paid monthly, by DD, as an integral cash-flow item, not as a large oversized shock.</p>
<p>What we really need at start-up is assistance with acquiring premises.  I could easily &#8220;donate&#8221; £1k/month County Council lease, x10 = £10k/annum, normally 5 years.  We could easily pay 2 years up front, if necessary. We are at least willing to put our cash where our mouth is.  If we are not allowed to sell in UK, we could simply export the essential food to the starving in/of Africa.</p>
<p>I did see 1 case last spring of a £25k freehold purchase, fers only 20% as much real estate.  I attempted ter take it, cash, still yet within budget, but was gazumped by the vendors agent.  In capital terms, it would simply have been a &#8220;returnable deposit&#8221;, giving a far better yield, both in cash, as also kind, than any bank interest.  The current &#8220;normal market purchase price&#8221; is 5x &#8211; 10x that, which would only give 2.5% &#8211; 5% as much real estate/production capacity as the county council lease, on the same available budget.</p>
<p>We aim to train as many &#8220;old-fashioned&#8221; apprentices, &amp; give as much work-experience as possible, to as many as possible, on our budget, but we need adequate facilities for this.</p>
<p>In terms of a consumer list, we still yet hope for local Institutional Catering to consume the bulk of our product, &amp; would produce to order, where ever possible.  All surplus product could be sold on eBay or similar, also Farm Gate.</p>
<p>In terms of Carbon Footprint, &amp; other related expenses, all consumers are well advised to source a local product, locally!</p>
<p>Sourcing locally also improves quality, through improved accountability.  It is so easy to be ripped-off by some unacquainted stranger on the far side of the moon, but not so easy ter rip-off your next-door neighbour!</p>
<p>Clearly a good ability in IT is vital in this modern world, even when dealing with the neighbour, or even one&#8217;s own personnel.  It simplifies &amp; expedites various purchasing/selling &amp; all the relevant paperwork/book-keeping, giving us far more time fers production, our own &amp; personnel further education.</p>
<p>I have tried both A &amp; L(now Santander), also Lloyds for assistance/mentoring, &amp; both have effectively refused me Business Banking, much preferring to invest my cash for me, @ a whacking great &#8220;sales&#8221; commission.  I have given &#8216;em both the elbow.</p>
<p>I have also approached many wholesalers nationwide, some of &#8216;em specialist, but for the past 3 years they are not communicating with me.  Maybe if I place a large bulk order with &#8216;em, they would finally communicate with me!</p>
<p>I believe most &#8220;Trade&#8221; consumers are just as ignorant as the civil service, if that is possible. </p>
<p> Maybe they are too well subsidised?</p>
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		<title>Comment on On-line service to replace Business Link by Bill Aitch</title>
		<link>http://www.companypartners.com/blog/2010/07/02/on-line-service-to-replace-business-link/comment-page-1/#comment-488</link>
		<dc:creator>Bill Aitch</dc:creator>
		<pubDate>Sat, 03 Jul 2010 11:01:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.companypartners.com/blog/?p=206#comment-488</guid>
		<description>John R. is spot on, with some prime examples.  

I was paying ca. £2 for A4 until last October, when our local charity collapsed, consuming some for my own legal case on their printers, &amp; donating some paper to &#039;em.  I often needed to print many copies of legal docs @ 20 - 30 pages each doc.  I have no education in the stationary material market.  I also have serious problems sourcing the correct envelopes at a price which I can afford.

Ink is still yet a major problem, as I still yet do business, &amp; am almost a full time volunteer with another new local charity that has sprung up from the ashes.  We find it impossible to source ink at an affordable price, although I am willing to donate the ink if only it were affordable.  The 1 printer serving management/reception is currently running on a donation from a local supplier, @ cost, but the IT suite/courses, as also the &quot;Drop-In&quot; M/c&#039;s, are still yet devoid of printing (ink).  As a part time tutor/mentor, I am currently considering donating all interested &quot;service-users&quot;/students with a 1MB, or even 2MB &quot;stick&quot;, in lieu of printing.  This would also assist in saving the rainforest.  Anyone losing the original issue (stick), would have to replace it @ their own expense (cost).

Clothing is an ever increasing headache for me.  As a bus pass holder since January 2010, I have never, in my entire life, been able to source a shirt, trousers, shorts or socks which remotely fit me.  I sometimes wish that I could do another 12 years with the MoD.  Always had the very best clothing there.</description>
		<content:encoded><![CDATA[<p>John R. is spot on, with some prime examples.  </p>
<p>I was paying ca. £2 for A4 until last October, when our local charity collapsed, consuming some for my own legal case on their printers, &amp; donating some paper to &#8216;em.  I often needed to print many copies of legal docs @ 20 &#8211; 30 pages each doc.  I have no education in the stationary material market.  I also have serious problems sourcing the correct envelopes at a price which I can afford.</p>
<p>Ink is still yet a major problem, as I still yet do business, &amp; am almost a full time volunteer with another new local charity that has sprung up from the ashes.  We find it impossible to source ink at an affordable price, although I am willing to donate the ink if only it were affordable.  The 1 printer serving management/reception is currently running on a donation from a local supplier, @ cost, but the IT suite/courses, as also the &#8220;Drop-In&#8221; M/c&#8217;s, are still yet devoid of printing (ink).  As a part time tutor/mentor, I am currently considering donating all interested &#8220;service-users&#8221;/students with a 1MB, or even 2MB &#8220;stick&#8221;, in lieu of printing.  This would also assist in saving the rainforest.  Anyone losing the original issue (stick), would have to replace it @ their own expense (cost).</p>
<p>Clothing is an ever increasing headache for me.  As a bus pass holder since January 2010, I have never, in my entire life, been able to source a shirt, trousers, shorts or socks which remotely fit me.  I sometimes wish that I could do another 12 years with the MoD.  Always had the very best clothing there.</p>
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		<title>Comment on On-line service to replace Business Link by Bill Aitch</title>
		<link>http://www.companypartners.com/blog/2010/07/02/on-line-service-to-replace-business-link/comment-page-1/#comment-487</link>
		<dc:creator>Bill Aitch</dc:creator>
		<pubDate>Sat, 03 Jul 2010 10:33:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.companypartners.com/blog/?p=206#comment-487</guid>
		<description>Damned good post!

I have been attempting a start up for over 3 years, have spent £500 on a prof. Business Plan, strictly as a last resort, &amp; while pleased with the format, found it to slag me off.  It was produced in the final second for a property lease application, therefore I had no time to rectify.  With rectification I will be using it so many more times in the future, in preference to the Microsoft rendering that I had been using for over 2 years, or the BL freeby which I picked up at a 4 day BL Business Management course.  The 8 hrs. post course free mentoring did not materialise, the mentor gave up after 1hr., As I did not have the necessary premises.  He told me to return once the premises were in place, the very, &amp; only problem which I currently need assistance with.  Letters of Intent would be useful, but equally impossible, &amp; not essential.  

My target is Institutional Catering, but sadly supply2gov only purchase Nuclear weapons in UK, they much prefer to import all essential food.  They also have no intention of purchasing from anyone with 5 employees or less, or any start-up of less than 5 years old.

The BL website is already brilliant, pity they are all wind, &amp; no trousers.  A complete waste of space &amp; all other resources.  Typical civil service.  They are not interested in results, they are on a fixed salary.</description>
		<content:encoded><![CDATA[<p>Damned good post!</p>
<p>I have been attempting a start up for over 3 years, have spent £500 on a prof. Business Plan, strictly as a last resort, &amp; while pleased with the format, found it to slag me off.  It was produced in the final second for a property lease application, therefore I had no time to rectify.  With rectification I will be using it so many more times in the future, in preference to the Microsoft rendering that I had been using for over 2 years, or the BL freeby which I picked up at a 4 day BL Business Management course.  The 8 hrs. post course free mentoring did not materialise, the mentor gave up after 1hr., As I did not have the necessary premises.  He told me to return once the premises were in place, the very, &amp; only problem which I currently need assistance with.  Letters of Intent would be useful, but equally impossible, &amp; not essential.  </p>
<p>My target is Institutional Catering, but sadly supply2gov only purchase Nuclear weapons in UK, they much prefer to import all essential food.  They also have no intention of purchasing from anyone with 5 employees or less, or any start-up of less than 5 years old.</p>
<p>The BL website is already brilliant, pity they are all wind, &amp; no trousers.  A complete waste of space &amp; all other resources.  Typical civil service.  They are not interested in results, they are on a fixed salary.</p>
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